While many buyers think that a REALTOR® exists to help them find a home to purchase, a REALTOR® actually provides many other services. First, a REALTOR® can help you locate a reliable lender to assist you with financing. A REALTOR® provides education about your local market conditions, advice about what to look for in a home, and suggestions about what you can find within your budget. Buyers often have trouble distinguishing between needs and desires, and a REALTOR® can help them set priorities in the context of lifestyle and financial plans for the future. REALTORS® are well versed in pointing out what to look for in a home, such as structural features that are difficult to change; and what to ignore because it is easily changed, such as paint colors or cosmetic items. Finally, REALTORS® provide expert negotiating skills and can recognize appropriate market value in the homes you’re considering.